A process built so you can sleep on it
Retirement decisions are big, and some are hard to undo. So we go in order, put the plan in writing, and don’t ask you to decide in the room.
- 1
Listen
We start with your story: what you want retirement to look like, what worries you, and who depends on you.
- 2
Take stock
We gather the full picture: accounts, pensions, Social Security, insurance, taxes and debts. Recommendations made without the full picture are hard to trust. A good doctor doesn’t suggest surgery before the tests. Neither should we.
- 3
Find your style
We use RISA® to learn how you feel about safety, growth and flexibility, so the plan fits you.
- 4
Build the plan
We map where income will come from, when to claim, and how to draw on accounts in a tax-aware order. You get it in writing.
- 5
Sleep on it
Take the plan home. Talk it over with your spouse, your accountant, your kids. Come back with questions. Take the time you need.
- 6
Stay in touch
Life changes and so do the rules. We review the plan with you and adjust it when something changes.