What We Do
When to claim Social Security
Claiming earlier gives you smaller checks for longer. Claiming later gives you larger checks for fewer years. Which is better depends on your health, your other income, and your spouse.
Pending firm review — SSA sourcing required for claiming-age mechanics before publication.
What we look at
What we look at
- How your benefit changes at different claiming ages
- How your benefit and a spouse’s benefit work together
- How Social Security fits with pensions, savings and taxes
- What happens to the household when one spouse dies
The uncertainty
What it doesn’t depend on
Nobody knows how long they’ll live, so it helps to look at a range of possibilities.
This page is educational. It is not tax, legal or investment advice.